UNH
7/8LiveUnitedHealth Group Incorporated
NYSE · Healthcare · Healthcare Plans
$396.59
Blended fair value
$517.72
Below fair value
Margin of safety
+23.40%
against blended fair value
Expected return
+12.49%
per year, mid case
52-week range
Valuation verdict
Based on your current assumptions
Below fair value
Fair value $517.72 against a market price of $396.59.
- Margin of safety
- +23.40%
- Expected return
- +12.49%/ yr
Company facts
- Market cap
- $364.86B
- P/E (5yr avg)
- 22.7x
- Day range
- $395.62 – $399.03
- 52-week range
- $255.97 – $461.62
- Volume
- 2.7M
- Sector
- Healthcare
- Industry
- Healthcare Plans
- Employees
- 400,000
Health insurance paired with Optum's care delivery, pharmacy benefits, and analytics operations.
Falls short on one pillar: p/e ratio.
P/E ratio
Fail5yr average P/E below 22.5
Price to free cash flow
Pass5yr average P/FCF below 22.5
Return on invested capital
Pass5yr average ROIC above 9%
Revenue growth
Pass10yr CAGR above 0%
Net income growth
Pass10yr CAGR above 0%
Free cash flow growth
Pass10yr CAGR above 0%
Shares outstanding
PassShare count flat or shrinking over 5 years
Long-term debt to FCF
PassDebt payable from under 5 years of free cash flow
Everything Money is not an investment adviser. The fair-value range on this page is the arithmetic output of assumptions you control, not a forecast or a recommendation. Verify figures against the company's filings before acting. How the method works