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Eight tests, every threshold published

The 8 Pillars is a screen, not a score. Each test is a single pass-or-fail check with a stated threshold, nothing is weighted, and no pillar compensates for another. You can disagree with any of them — which is the point of publishing them.

Price

Am I paying a sensible amount?

Pillar 1Below 22.5

Five-year average P/E

Caps what you pay for each dollar of profit. The five-year average matters because a single exceptional or disastrous year can make an expensive business look cheap, or a sound one look ruinous.

Pillar 2Below 22.5

Five-year average price to free cash flow

The same discipline applied to cash rather than reported earnings. Cash is considerably harder to shape into the number a management team would prefer.

Quality

Does this business deserve more capital?

Pillar 3Above 9%

Five-year average ROIC

The clearest single read on business quality. A company earning well above its cost of capital compounds shareholder money as it reinvests; one earning below it destroys value and grows the damage as it scales.

Growth

Is it getting better, and does the improvement reach me?

Pillar 4Positive over ten years

Revenue growth

Durable compounding starts at the top line. Price rises and cost cuts can lift profit for a while, but only growing revenue sustains it across a decade.

Pillar 5Positive over ten years

Net income growth

Confirms that growth survives costs, interest, and tax. Revenue rising while profit stalls usually means competition or cost inflation is absorbing the gain.

Pillar 6Positive over ten years

Free cash flow growth

The cash left after keeping the business running. Profit growing while cash flow does not is the disagreement most worth investigating.

Safety

Does it survive a bad decade without diluting me?

Pillar 7Flat or falling

Shares outstanding

Buybacks hand you a growing slice of the same business. A rising count dilutes your ownership, which is why headline profit growth and profit growth per share can tell different stories.

Pillar 8Under 5 years

Long-term debt to free cash flow

A survivability test. A business that could clear its long-term debt with a few years of cash flow can absorb a downturn without diluting shareholders or refinancing at the worst possible moment.

Where the method falls short

Any screen tight enough to be useful will exclude good investments. These are the cases where the pillars mislead, and knowing them is part of using it well.

Banks and insurers

Financial companies carry debt as raw material rather than as leverage, so the debt-to-cash-flow pillar reads incorrectly. The quality and growth pillars still apply.

Young, fast-growing businesses

A company reinvesting everything into growth will fail the cash-flow and valuation pillars while doing exactly the right thing. The screen is built for established businesses.

Cyclicals at the wrong point

A five-year average spanning a boom flatters a miner or a homebuilder. Look at the individual years, not only the average.

Anything the numbers cannot see

Management integrity, regulatory risk, a technology shift about to arrive. No arithmetic screen catches these, and they end more theses than valuation does.

A worked example, running now

Alphabet Inc. scored against all eight pillars on today's price. Each cell shows the measured value, the rule it was tested against, and why the test exists.

6/8
Solid

Falls short on 2 pillars: p/e ratio, price to free cash flow.

P/E ratio

Fail
52.8xvs < 22.5x

5yr average P/E below 22.5

Price to free cash flow

Fail
75.7xvs < 22.5x

5yr average P/FCF below 22.5

Return on invested capital

Pass
28.00%vs > 9%

5yr average ROIC above 9%

Revenue growth

Pass
+13.24%vs > 0%

10yr CAGR above 0%

Net income growth

Pass
+18.32%vs > 0%

10yr CAGR above 0%

Free cash flow growth

Pass
+17.34%vs > 0%

10yr CAGR above 0%

Shares outstanding

Pass
-7.76%vs ≤ 0%

Share count flat or shrinking over 5 years

Long-term debt to FCF

Pass
0.1 yrsvs < 5 yrs

Debt payable from under 5 years of free cash flow

Run it on something you own

The score takes seconds. Deciding whether a failed pillar matters is the part worth your evening.